See Our foreclosure List before the Banks!

With the dramatic fall in interest rates, savings held in banks are presently doing nothing more than keeping the doors open. Your savings are helping to fund the banks, and line the pockets of share holders. Without your savings, the banks would fall, and share holders would race to sell, looking for safer investments. So why is it, banks are now only giving us pennies and not pounds? If it's our money that is helping them, why are they not helping us? One thing you can be sure they are doing, is increasing their banking fees, tightening up on loans and charges, and waiting for you to slip up just once, so they can foreclose. Many shrewd investors have seen the credit crisis, as a valuable opportunities. Pulling their savings out of "Low Interest" savings accounts, and pumping it into valuable long term investments. What is a safe investment these days? well its still got be bricks and mortar. Property will always be here, the human race will always need it, unless we get nuked and have to live on mars. Castles built in the ages of old, are still here, and guess what, there worth a small fortune. So why do we keep our hard earned cash locked up in banks that would not even consider lending to us at this moment in time? Tate properties have some excellent connections, and have gathered a list of foreclosures, for people ready to buy. These properties are from burdensome people that the bank would not help, maybe you can. These properties are on the market at well below market value, and need to be sold fast before the banks greedy paws play foul. This is a time for financial war, against the bankers and financial experts who have run us into the ground. If you have savings, and would like to see our foreclosure list, before the banks, then contact us now. You maybe able to help another victim of this crisis, and keep the Bloody Banks away. Let's fight back, lets help those who need it, and laugh in the face of the credit crunch bankers. For more information on our Foreclosure Sales list, contact Phil at Tate Properties - 922 787 717

Just how easy is Relocation

Relocating to another country, can be a daunting subject, one that many people think is just to difficult to comprehend. And if you have enough negative people around you, will never become an option. The problem we all face when considering relocation is we can be too selfish with our own needs, to consider the prospect of moving countries. But as the UK continues to slow into rescission and has no immediate prospects for the future, relocation becomes a more favorable option.

Its not easy to leave everything and everyone behind you, but we don't have to talk about the other side of the world, when the Canary Islands are a paradise in themselves. They offer so much to so many different genres. Family's can settle in rural accommodation and enjoy a traditional family atmosphere. Young couples can find spectacular work prospect and evenings full of excitement. We have good schools and further education as good as anywhere in the world. Exploring the option of relocation to Tenerife really is something to consider. Although the housing market in the UK is struggling, there are still fantastic opportunities to be had in Tenerife. Properties have also declined in value, but only to sensible prices, as the market two years ago over priced itself. Banks are offering mortgages and is some cases we can find you 100%. The Euribor base rate is still lower than the UK, offering mortgages at a more attractive rate. It dose seem to alot easier to obtain mortgages here too, the banks are a little more flexible, and are not facing the problems you have in the UK.
Property here in Tenerife can range vastly, from studio apartments in the middle of Las Americas for as little as 75'000 pounds, to magnificent villas in the rural countryside. Every taste can be catered for, every person accommodated, and lifestyles can change. Traditions are a huge part of society here, remembering why we are all so happy. Fiestas are held almost every weekend in some part of the island, making every weekend a holiday.
Tate properties are relocation experts, and can offer confidential advice on the whole process. The team can talk you through the relocation to Tenerife, and find some excellent opportunities available with property on the island. Tate Properties are a well connected estate agent, and can even offer you help in finding a new career. If you have been in sales before, you may even end up becoming part of the team.
So in answer to the question, relocation can be as easy as Tate properties, thats all you need to change your life, and begin living your dream.

Living Tenerife!

Tenerife has many times been called the island of eternal spring. The weather here never really changes; it is blessed with a never ending summer. This summer feeling is felt drifting through the streets with people smiling and laughing as the sun shines down. A traditional Spanish island mixed with the Canarian culture, offering Spanish fiestas on all most every weekend. Living here, offers a relaxed lifestyle, with a no rush attitude towards anything. Children are able to grow and learn from their childhood, whilst parents can relax and watch them grow. The education facilities are superb, with state schools less demanding than the UK, concentrating on the child's learning abilities, not their attitudes. The younger generation grow with much stronger family values, respecting the old, and learning from them. There are also excellent private schools which will teach an English education, or even mixed. The university in la Laguna is one of the finest in Spain, and is just one of many further education options the island has to offer. The economy has grown strong with the help of the EU, and is still benefiting dramatically from grants to improve the whole infrastructures. This has now spread into the local Spanish villages, which are still brimming with attractive Spanish culture. Living here, can be what you want it to be. If you prefer the more hectic lifestyle of nights out, night clubs, or partying, then the local tourist resorts do not stop, and are alive 24/7. If you are looking for a more relaxed place to reside, the island had some fantastic residential locations, away from the hustle and bustle of the tourist world. We can relocate you to the areas that will benefit you the most. Offering you the lifestyle you are looking for. We can relocate you and your family, seeing your children into the right schools and neighboring facilities. If you have pets we can even help with their relocation too!

Locations in Tenerife

Firstly why are we investing, is it for a new home, or a business venture. Buying to let can be a very profitable business with holiday makers arriving to the island all year round. Although we have seen a decrease in UK tourists, the Eastern Europeans are fast discovering the Canaries, and now the number one visitor to the island. This still keeps our buy to let market very favorable, and the opportunity to cash in on their new found wealth a reality. Property rents are still fetching high returns, paying the mortgage, and returning an exceptional investment.
If you are looking to buy a home, and relocate, then your necessitates will be different. Property in Tenerife can widely vary, and you can find a lot more for your money if you venture out into the local Spanish towns and villages, all brimming with culture, lovable people and great family values. The old are found happily congregating on the village corners and church squares, playing dominoes, laughing and chatting in the sun. The attitude of the young, still care and respect the older generation something we see little of in the UK. Locating a property in these charming villages is very attractive for those looking to start a new life.
If you have a family, then you need to consider the local schools, how far are the hospitals, where are the local amenities? All of these points will have a deciding factor when you are seeking your ideal property. Getting them right will save you thousands, getting them wrong could prove expensive.

Tate Properties relocation experts can help you find the right home or investment. Our customer after sales is renowned for the excellent service we provide. We can even help you into a profitable business, and find your dream home within your budget. Relocation to Tenerife doesn’t have to be a stressful experience. With the right team behind you, you can relax and take comfort knowing your life changing decisions are in safe hands.

Where do I Start?

We believe the Canary Islands are one of the best options, they continue to develop and are economically very stable. The seasons are minimal offering all year round summers and maximum property let potential. Property prices are stable, and although the market has slowed down,(as everywhere in the world has) it is still holding its value. Many of the properties in Tenerife have now been valued sensibly, and people in a position to purchase would find some extremely handsome deals available at this present time.

Mortgage rates remain lower than the UK, and 100% can be arranged. Although these types of mortgages can be more difficult to find they are still offered by high market banks, providing you can meet the set requirements. Interest only mortgages are still largely available, allowing you to settle into your new investment, and place it to let or resale. The property market in the Canary Islands can offer good solid investment with great potential growth.

Finding a well established agent, and building a good working relationship is essential and lots can be said by their websites. A good portfolio of property should be held with user friendly search tools to select possible properties. Building a good list of possibilities with the help of the agent should not be a daunting task. This is part of the relationship building you need in order to trust the working agents.

Tate Properties are only to happy to walk you through this whole process. Our professional sales team will invite you into their property portfolio with the right tools in mind. Understanding the client is essential to us, and aiding in their search, essential to our success.

We have developed the perfect property website, and search tools. Below is a useful tutorial video which will get you started on the road to overseas investment and property success.

Tate Properties talk Tenerife

Purchasing property in Tenerife is as straight forward as the UK, providing you find the right Estate Agent, who's established and has the experience you need. It’s pretty much the same process as the UK, give and take a few rules and regulations.

Firstly you need to decide on the reason you are buying, is it for investment? or a straight forward holiday home? Will you want to rent the property out, or keep it solely for yourself? These questions will certainly effect the location, and type of property you buy. Getting the plan right at an early stage and sticking to it, is a must. Do you intend to relocate or have a management company take care of the property for you? If relocation is the answer, then we also need to look at your necessities, like schools for children, local shops, complex or independent. Again, spending a few hours brainstorming will help tremendously, and save both yours and vendors time when viewing.
Once you have a set plan, and are happy with every angle of it, it’s time to begin your search. Finding the right Estate Agent will benefit you, and ensure your time is well spent looking at properties that fit your criteria. I have met many clients who have spent hours even days with agents, and have not been shown one property that ticked their boxes. If this begins to happen to you, my advice is walk away from them, as they are not interested in helping, only getting a sale. Of course, we all want the sale, but Tate Properties see you as a long standing investment. We want you to be happy with our services, and continue to help you with any other ideas you have. Once you have found a comfortable agent, you can then begin your search. Stick to your plan, and don't be swayed. There are lots of properties out there, and with the slowdown of the world’s economies, this is a buyer’s market. Find the properties that suit you, and your criteria, and get some history on them before you view. Knowing how long it’s been on the market etc, can help you with making good genuine offers. I suggest you view between 3-5 properties that suit your criteria, seeing more than this will often confuse you. Forgetting what was good about one and bad about another. If you get the early planning done as suggested, you will be picking exactly what you want, and have nothing more than taste to consider.
One you have chosen the perfect property, take a second viewing, after all we are purchasing a house not a new set of clothes. It’s ok to take a second look and re tick those boxes.

OK. Happy? Then let’s move onto the offer. As we previously stated, find out the history, knock the neibourgh’s door, they may speak or even be English. This is by far the best way to get the correct information and make some serious decisions. Once you’re happy, and you have the right figure in mind, it’s time to make that offer. I'm sure this will get batted about until both parties are happy, and when you are, its time to put the wheels in motion. This is where your Estate Agent becomes most valuable. If they have, like us, a full in house team, they will take care and explain every detail. Tate Properties prides itself on customers care, after sales, and the assistance of relocation. We can make your move or investment a wise one, hassle free and extremely rewarding.